Gainesville Home Insurance Claims
Committed To The Injured®
Home Insurance Claims in Gainesville, Florida
If your home, business, or other property has been damaged, you may have a legitimate insurance claim. Fire, hurricanes, sinkholes, floods, theft, vandalism and other losses are covered by homeowner’s insurance. However, insurance companies often have attorneys working for that them that can lead to legitimate insurance claims denied denied or underpaid. Even before the considering payment of a claim, insurance companies will often require the claimer to undergo rigorous investigations and large volumes of paperwork. These early stages are critical to the outcomes of your claim. If you have a homeowner’s insurance claim that is under dispute, our Gainesville Insurance Claim lawyers can help resolve your dispute and get you the money you deserve.
Why Was My Claim Denied?
If your claim to an insurance company was denied, there are several possible reasons for it. The insurer should be able to explain what the issue is, and it can be for simple reasons such as your insurance policy does not cover the type of damage, or the damage occurred outside the parameters of the insurance coverage period.
If the denial is based upon a misunderstanding, such as a typographical error, you may be able to resolve the matter by sending your insurance company a rebuttal of the denial. Be sure to include evidence supporting your position, such as photographs of damage or receipts for stolen items.
“Bad Faith” Insurance
Insurance companies will sometimes engage in “bad faith” practices. Bad faith practices refer to any way the insurance company will seek ways to escape their obligation to either investigate your claim or to pay you all that you are entitled to. Ways that insurance companies go about this can include:
- A denial of coverage that is flat-out unwarranted and without legitimate reason
- Failure to communicate pertinent information to the property owner
- Conducting an investigation of the claim that is not thorough
- Refusing to pay the claim within a reasonable amount of time, in the hope that the insured will compromise and accept less
- Not disclosing limits on the insurance policy, making the insured believe they were more covered than they actually were
Insurance companies have also tried to avoid payment of a claim by using personal history to levy allegations of fraud at claimers. Their reasoning may include immigration status, records of past employment, or any criminal history. However, none of these things are valid reasons for a denial of a claim, and our team of experts can help you prove you were denied in bad faith.
Experienced Car Crash Attorneys in Gainesville
We will answer any questions you may have, explain their legal rights, and help them through every step of the process of determining if you were unfairly denied a homeowner’s insurance claim.
We are committed to each client and helping them receive the full compensation they deserve from insurance companies acting in bad faith.
If you believe your claim was unfairly denied and your insurance company is acting in bad faith, contact The Eberst Law Firm online or call our Gainesville office at 772-225-4900 to discuss your case in a free consultation with one of our experienced Gainesville Homeowner’s Insurance Claim attorneys.